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  • Insurance Law Reform Act 1977
    The insurance industry in New Zealand is similar with many other countries like Australia and the United States of America. 
  • Cheap Car Insurance in Tennessee
    Tennessee is a state with ample history and culture. It is a home to a lot of things, like country music, the Graceland Mansion, and the Smoky Mountains, to name a few.
  • Car Insurance Group 7
    When it comes to choosing a car, you may have a particular make or model in mind, but what you may not realize is that the type of car you choose can have a big impact on the car insurance premium you end up paying. 
  • Insurance Agencies Credit Ratings
    Independent agencies regard the financial strength of an insurance companies. 
  • Over 70s Car Insurance
    Car insurance for over 50s can often be cheaper as people over 50 tend to be safer drivers. This is due to a combination of road experience and maturity, often combined with a reliable car.
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  • Ways to Invest in the Property
    Essentially, all homeowners make an investment when they purchase a property since homes generally appreciate in value. However, some people find that investing in properties outside of homeownership can amass a small fortune over time.
  • Homeowners Reap Tax Benefits

    As a homeowner you should know that there are number of tax benefits available for you. This is especially true for your 2009 returns because there are number of new bonuses.

  • First-Time Home Buyer Tax Credit

    If you still don’t know whether to buy your first home or not, there is good news for you, if you buy a property until the end of April, you will take the advantage of the federal government’s tax credit of up to $8000. Also there are other reasons why you should end up the home buying process this spring.

  • Buy a House or Sell the Current One First
    Homeowners, who decide that they are ready to move up into a new house, often face a dilemma: Should they sell their current home or buy another first?
  • Steps to Do When Your Home is Underwater
    When you buy a home, you think that everything will be all right, but it doesn’t always work out that way. Of course, no one wants to be underwater on a mortgage loan, meaning you owe more on your loan than what your home is worth.
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News Media

    Armanino Foods of Distinction, Inc. Reports Highest Quarterly Sales and Profitablity in its History - Press Release - Digital Journal

    HAYWARD, Calif.--(Business Wire)--Armanino Foods of Distinction, Inc. (OTC Pink Sheets Symbol: AMNF)reported today that its second quarter had achieved the highestquarterly sales and earnings in its history.
    InterMune Receives FDA Breakthough Therapy Designation For Pirfenidone, An Investigational Treatment For IPF - Press Release - Digital Journal

    BRISBANE, Calif., July 17, 2014--(PR Newswire)-- InterMune Receives FDA Breakthough Therapy Designation For Pirfenidone, An Investigational Treatment For IPFPR Newswire BRISBANE, Calif.
    Grupo Simec Announces Results of Operations for the First Six Months of 2014 - Press Release - Digital Journal

    GUADALAJARA, Mexico, July 24, 2014--(PR Newswire)-- Grupo Simec Announces Results of Operations for the First Six Months of 2014PR Newswire GUADALAJARA, Mexico, July 24, 2014 GUADALAJARA, Mexico, July 24, 2014 /PRNewswire/ -- Grupo Simec, S. Declares Web Marketing Experts as the Top Search Engine Marketing Agency in Australia for July 2014 - Press Release - Digital Journal

    >PRWEB.COM Newswire(PRWEB) July 22, 2014 has announced the rankings of the 30 best search engine optimization companies in Australia for July 2014. Web Marketing Experts has been named the best firm due to their impressive performance during the rigorous evaluation process. The ratings are released each month to assist buyers of online marketing services in selecting reputable companies. These firms in Australia are evaluated through a thorough evaluation process to uncover which firms to showcase in the recommendations. While there are thousands of SEO firms, the recommendations are compiled of the absolute best the search marketing industry has to offer. The independent research team investigates the competing firms across five areas of evaluation in order to uncover their overall level of competency in areas including off page optimization, reporting methods, keyword analysis, needs analysis, and on page optimization. In order to obtain a more in-depth view of the service, the research team also connects with client references. Competing agencies provide at least three client references to give the research team the opportunity to obtain feedback directly from clients. In some cases customers contact directly to voice their opinions. Web Marketing Experts has been named the best search marketing company in Australia based on an in-depth analysis of their offered solutions. The independent research team has named them due to their continued performance and their history of successful internet marketing solutions. Those looking for an impressive search marketing solution to meet their specified needs should consider Web Marketing Experts. About Web Marketing Experts Web Marketing Experts is a premier digital marketing firm in Australia. Their success is due to the exceptional results they deliver for their 2500+ clients. About is a well-known independent authority on search marketing in Australia. The key ambition of is to decide and disclose those individuals or firms supplying the top internet marketing solutions all over the world. A specialized team of researchers examine thousands of applicants each month who are seeking to be ranked as a top internet marketing product or service by the independent authority. To learn more about Web Marketing Experts visit: For the ratings of the top SEO firms visit: Read the full story at
    Avnet Technology Solutions Adopts Brocade Ethernet Fabric Across Its Australian Data Centres - Press Release - Digital Journal

    SYDNEY, AUSTRALIA--(Marketwired - Jul 17, 2014) - To capture cloud-based growth opportunities and support its reseller network, Avnet Technology Solutions, the global IT solutions distributor and an operating group of Avnet, Inc.
    Formation Capital And Safanad Close On $150 Million Skilled Nursing Portfolio - Press Release - Digital Journal

    NEW YORK, July 18, 2014--(PR Newswire)-- Formation Capital And Safanad Close On $150 Million Skilled Nursing PortfolioPR Newswire NEW YORK, July 18, 2014 NEW YORK, July 18, 2014 /PRNewswire/ -- Formation Capital, a healthcare focused private investment firm, together with Safanad Limited, a global principal investment firm, today announced the acquisition of fourteen skilled nursing facilities in the mid-Atlantic region for approximately $150 million.
    New Market Report: Brazil Mining Report Q3 2014 - Press Release - Digital Journal

    New Materials market report from Business Monitor International: "Brazil Mining Report Q3 2014" Boston, MA -- (SBWIRE) -- 07/17/2014 -- Brazil'-s mining sector will experience slower average growth in 2014-2018 compared with previous years , primarily on account of slowing Chinese demand growth for metal ores.
    Expert Witness Consulting Services in the US Industry Market Research Report from IBISWorld Has Been Updated - Press Release - Digital Journal

    >PRWEB.COM NewswireNew York, NY (PRWEB) July 19, 2014 The Expert Witness Consulting Services industry recovered strongly from the recession over the past five years. Despite strong growth prior to the economic downturn from robust corporate and legal activity, industry demand and revenue fell during the recession. A decline in per capita disposable income and corporate profit caused businesses and customers to have fewer funds available for expert witness consulting services- consequently, the industry'-s growth slowed in 2009. Since 2010, industry demand and revenue have increased as corporate profit and per capita disposable income strengthened as well. Overall, IBISWorld expects industry revenue to increase at annualized rate in the five years to 2014, as the industry recover from recession lows. Revenue is estimated to increase due to greater demand from law firms and government organizations. According to IBISWorld Industry Analyst David Yang, "Competition has increased throughout the past five years, which has pressured revenue growth and industry profit." Although firms in the industry compete against one another on the basis of price, quality of service, expertise, communication skills and reputation, the industry as a whole faces significant external competition as well. In particular, integrated management consulting firms and large accounting firms that provide comprehensive strategy, economic and management consulting services pose as competition to expert witness consulting services. External competition also comes from firms that have a general counsel or in-house legal team with expert witnesses. Nevertheless, industry profitability is expected to increase in the five years to 2014, due to the recovery from recession lows. During the five years to 2019, IBISWorld projects industry revenue to increase at an average annually. "Expert witness consultants will benefit largely from strengthened demand from law firms, higher corporate profit, a larger number of civil cases and greater per capita disposable income," says Yang. For instance, corporate profit is expected to grow at an average annual rate in the five years to 2019. With this, potential customers will have more money available for the industry'-s high-cost services. In the next five years, companies are expected to provide more value-added services and employ workers with specialized backgrounds, and as a result, firms will be able to offer more services to clients and compete more effectively in the industry. For more information, visit IBISWorld's Expert Witness Consulting Services in the US industry report page. Follow IBISWorld on Twitter:!/IBISWorld Friend IBISWorld on Facebook: IBISWorld industry Report Key Topics This industry provides witnesses to offer expertise and specialized knowledge within particular subject areas in court cases. This does not include in-house expert witnesses from firms that have a general counsel or legal team. Industry Performance Executive Summary Key External Drivers Current Performance Industry Outlook Industry Life Cycle Products &- Markets Supply Chain Products &- Services Major Markets Globalization &- Trade Business Locations Competitive Landscape Market Share Concentration Key Success Factors Cost Structure Benchmarks Barriers to Entry Major Companies Operating Conditions Capital Intensity Key Statistics Industry Data Annual Change Key Ratios About IBISWorld Inc. Recognized as the nation's most trusted independent source of industry and market research, IBISWorld offers a comprehensive database of unique information and analysis on every US industry. With an extensive online portfolio, valued for its depth and scope, the company equips clients with the insight necessary to make better business decisions. Headquartered in Los Angeles, IBISWorld serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit or call 1-800-330-3772. Read the full story at
    Pango Financial Announces Partnership With Convergence Group to Promote Jobs - Press Release - Digital Journal

    >PRWEB.COM Newswire(PRWEB) July 17, 2014 The U.S. economy is anemic at best and contracted one percent in the first quarter. A repeat performance in the second quarter would trigger an official recession. Pango Financial ( and Convergence Group Inc. ( have teamed up to promote work and defy the trends typically associated with a weak economy. Candice Caruso, President of Pango Financial and Lisa McKenny a Senior Recruiter in the Staffing Solutions Business at Convergence Group, believe that their combined services will fill a big void in the market. There are large companies looking for talent on fixed contracts which offer employment up to 4 years. This provides organizations with the advantage to flex headcount and align staff with the duration of a specific project or with changes in revenue. On the other hand, there are those that are self-employed looking for more consistent work without the network to obtain it. "Our partnership is designed to identify and support those individuals who are unemployed and considering starting their own business and those that are in business but need more steady work," Caruso said. Pango Financial provides alternative funding solutions to individuals considering starting their own business while Convergence Group recruits, employs and places subject matter experts with clients in need of specific skills. "Our biggest practice is employing and placing consultants with clients in the pharmaceutical industry," McKenny said. Both companies provide their respective services throughout the United States. Inquiries can be made at info(at)whypango(dot)com or info(at)convergencegroup(dot)com. About Pango Financial LLC &- Convergence Group Inc. Pango Financial is the leader in providing online and on-the-go launch and growth solutions to entrepreneurs and small businesses at the lowest cost without compromising value. The company's mission is to make its clients business dreams a reality –- for less. Its team of experts boasts over 75 years of combined experience in the financial, banking, and marketing industries. Convergence Group is an international management and analytical consultancy firm specializing in tailored business solutions for clients. The company has been providing staffing solutions for Fortune 500 firms worldwide for more than 20 years--in industries ranging from pharmaceuticals to financial services and entertainment. They specialize in providing a full range of staffing solutions--including temporary positions that fill a temporary need, longer-term contract work and even interim management. Read the full story at
    New Funding Supports Innovative Community Connecting Moms of Children With Cancer - Press Release - Digital Journal

    >PRWEB.COM NewswireMinneapolis, MN (PRWEB) July 21, 2014 Children's Cancer Research Fund is proud to award a grant of $10,000 to Momcology, a medical and social support community for mothers and primary caregivers of children diagnosed with cancer. The funding helps Momcology enhance the online experience for their community, develop healing and restorative retreats for moms and expand education and awareness of childhood cancer. Momcology currently serves thousands of families around the world, connecting moms whose children share diagnoses and treatment protocols. Members of Momcology support groups are able to discuss treatment side effects, outcomes and personal experiences in a safe and compassionate environment. "This grant helps boost our ability to provide much-needed support to the many families affected by pediatric cancer," said Kim Buff, Momcology president and founder. "Momcology was created with one end in mind: to take away the isolation and loneliness a mother feels while caring for a very ill child. We're quickly growing into a worldwide connection hub for mothers to meet, support and find strength in one another during the daily ups and downs of our individual journeys. Our goal is to help heal the enormous emotional impact that a pediatric cancer diagnosis has on the entire family." Cancer is the leading cause of death by disease for children in the United States, and more than 40,000 kids undergo treatment for cancer each year. "Momcology was started by moms and caregivers who know the challenges of pediatric cancer first-hand like no one else ever could," said John Hallberg, chief executive officer, Children's Cancer Research Fund. "The connections and support they provide are powerful and unique, and we're honored to help them expand their reach and help more families." According to Karim Sadak, MD, MPH, MSE, a pediatric oncologist and director of the Childhood Cancer Survivor Program at the University of Minnesota who has worked with Momcology, "This is a much needed resource. It's wonderful that mothers and parents have a way to connect with each other and bond over their shared experiences." About Momcology Momcology is a non-profit organization providing a medical and social support community for mothers and primary caregivers of children diagnosed with cancer. Momcology connects caretakers through a unique, technology-based platform and links oncology parents by diagnosis, region, and cross-diagnosis specialty groups. The Momcology community includes over 35 national support groups to meet the needs of members and support families in all stages of a pediatric cancer diagnosis. Momcology also provides regional respite retreats for mothers of children with cancer. For more information, visit About Children's Cancer Research Fund Children's Cancer Research Fund is a national nonprofit organization dedicated to eradicating childhood cancer. The organization provides funding to the University of Minnesota Masonic Cancer Center, a leading pediatric cancer research facility, to continue its pioneering efforts in the prevention, diagnosis, treatment and cure of childhood cancers. Many discoveries funded by Children's Cancer Research Fund have revolutionized the way childhood cancer is treated worldwide. For more information, visit ### Read the full story at
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Insurance Company

Ameritas Life Insurance Company

Life will never be free from uncertainty. But when uncertainty is minimized, life can be maximized. This is our calling at Ameritas. With financial strength, we offer competitive insurance, retirement and investment products.
AAA Insurance

The American Automobile Association was founded in 1902, when cars were just starting to become a part of American life. There were originally only 1,000 charter members, and this quickly grew to encompass different local and regional clubs under the AAA umbrella.
American National Insurance Company

American National Insurance Company was founded in 1905 by William L. Moody, Jr. and is headquartered in Galveston, Texas. The Company has multiple subsidiaries, and has operations in Springfield, Missouri; Glenmont, New York; League City, Texas; and San Antonio, Texas.
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